You are likely to be successful in your career/business and thinking about protecting your lifestyle and family, as well as starting to consider options for your retirement.

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You are now in the process of retiring and have more options to consider than were available in the past. You may go part time or stop working completely. The key is having a sustainable level of income sufficient for your needs from all sources.

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You are probably fully retired now and receiving your state pension as well as generating income from your pension savings. You may still be leading an active life or starting to slow down. Either way, this is an important time to take stock of your financial situation.

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